Business Banking Built for Real Small Businesses
The same banking system we use at Balanex — clean, automated, and built to keep your books accurate.
Up to 20 checking accounts, automated transfers, direct sync with Zoho Books/QuickBooks/Xero, team cards, and zero hidden fees.
Balanex is not a bank. We partner with a fintech company whose banking services are provided by Thread Bank, Member FDIC.
Complete the short form. We'll contact you directly to begin your account setup with our partner bank.
Your Current Bank Is Making Your Books a Mess
Traditional banks weren't built for the way modern businesses operate.
You deserve a banking setup that actually supports your business — not sabotages it.
We fixed this problem for ourselves. Now we're giving that same setup to you.
A Banking System That Runs Your Finances Cleanly
Everything you need to manage cash flow, automate transfers, and keep your books accurate — all in one place.
Up to 20 Checking Accounts
Separate accounts for taxes, payroll, operating expenses, owner's pay, savings/reserves, and project campaigns.
Smart Automated Transfers
Rules you set → money moves automatically. Percentages, fixed amounts, or scheduled logic.
Seamless Bookkeeping Sync
Direct sync with your accounting software keeps your books accurate without manual imports.
Virtual & Physical Debit Cards
Real-time spend limits, freeze/unfreeze instantly, and project-specific cards for your team.
Full Payment Rails
All the ways you need to move money — ACH, wires, checks, and direct payouts from your platforms.
No Hidden Fees + FDIC Insured
No monthly fees, no minimums, no surprises. Banking services provided by Thread Bank, Member FDIC.
Balanex is not a bank. We partner with a fintech company whose banking services are provided by Thread Bank, Member FDIC.
Getting Started Is Simple
We handle the complexity so you can focus on your business.
Submit Your Application
Fill out our short form with your business details. We'll review and reach out to discuss your needs.
We Prep Everything
We walk you through application prep, required documents, financial structure, and automation setup.
You're Set Up & Running
Once approved by our partner bank, we help you configure accounts, integrations, and automated transfers.
The partner bank handles approvals; we handle the financial organization and ongoing support.
Frequently Asked Questions
Straight answers about our banking partner service.
Get the Same Business Banking Setup We Use
Clean, automated, accurate — built for real businesses that care about their numbers.
Fill out the form. We'll contact you directly to prep your application and get you set up with our partner bank.
Balanex is not a bank. We partner with a fintech company whose banking services are provided by Thread Bank, Member FDIC.